Four Reasons to Choose
TJR REALTY
I'm Teresa Molyneux, founder of TJR Realty, bringing over two decades of experience and a passion for helping clients achieve their real estate dreams.
Milestone Home Purchase
Your Home Buying Guide
Buying a home is more than a transaction; it's a significant milestone in your life. At TJR Realty, I understand the importance of this decision and the emotions that come with it. Whether you're a first-time homebuyer exploring your options, a growing family seeking more space, or an empty nester ready to downsize, I am here to guide you through every step of the process.
​Before you start shopping for your home, it is a good idea to get things in order.
Build A Financing File
​This file contains all your important financial documents. You will need it to secure financing for your property.
Six Essential Guides to Home Buying
Check Your Credit Score
Your credit score will significantly impact your home buying options. Start by checking your credit score with the three major credit reporting agencies: Equifax, Experian, and TransUnion. A higher credit score can qualify you for better mortgage rates and terms.
Be Careful With Your Finances
Maintain financial stability during your home buying process. Avoid making large purchases or career changes that could affect your financial standing. Approach your property purchase from a position of stability to enhance your mortgage approval chances.
Secure Financing Pre-Approval
Before house hunting, obtain pre-approval for a mortgage. This step helps you understand your budget and shows sellers that you are a serious buyer. I can recommend experienced and knowledgeable lenders who can guide you through the pre-approval process.
Define Your Home Preferences
Consider your lifestyle needs and preferences. Outline must-have features, desired location, and property type. This clarity will streamline your search and ensure you find a home that meets your expectations.
Navigate the Market with Expert Guidance
Leverage my expertise and market insights to navigate the real estate market effectively. I'll provide you with up-to-date information on property values, neighborhood trends, and investment potential to make informed decisions.
Negotiate with Confidence
Once you find the right home, trust me to negotiate on your behalf. I'll use strategic negotiation tactics to secure favorable terms and pricing. From the initial offer to closing negotiations, I'm dedicated to achieving the best outcome for you.
Expertise and Experience
EXPERTISE
With more than 20 years in the real estate industry, I offer a depth of expertise that goes beyond the average REALTOR®. My background includes hands-on experience in residential construction, providing valuable insights into property value and potential.
Personalized Service
SERVICE
At TJR Realty, I prioritize your unique needs and goals. From first-time homebuyers to seasoned investors, I tailor my approach to meet your specific requirements.
Comprehensive Market Knowledge
KNOWLEDGE
Keeping abreast of market trends and local dynamics is crucial in real estate. I provide clients with up-to-date market analysis, neighborhood insights, and property valuations to empower informed decision-making.
Dedicated Client Commitment
COMMITMENT
I am committed to your success and satisfaction from the initial consultation to beyond closing day. I believe in open communication, transparency, and integrity in all interactions. I guide you through each stage of the buying or selling process with clarity and profession
Curated Homes For You
BUYING FAQ'S
Whether you're a first-time buyer or a seasoned investor who needs a refresher on how transactions work, here are some answers to the most often asked questions.
The first step in the home-buying process is to get pre-approved for a mortgage. Obtaining a lender's pre-approval letter sets the ball rolling in the correct way.
Buying a home takes roughly 10 to 12 weeks from start to finish (from searching online to closing escrow). The average time to close escrow on a home is 30 to 45 days after a home is chosen and an offer is accepted (under normal market conditions). However, cash-paying home purchasers who are well-prepared have been known to purchase properties much faster.
The average down payment in the United States is 11%. However, this figure includes both first-time and recurrent purchasers.
If the equity in your current home will be used to pay for the down payment on your new home, the former must be sold first.
It's entirely up to you! Home buying is, without a doubt, easier today than it has ever been. The opportunity to browse for homes online and view photos before leaving the comfort of your own home has dramatically transformed the home-buying process. Convenience has never been higher. But nothing beats seeing a house in person to get a sense of how it looks and feels.
The timeframe in which the seller must react should be specified in written offers. It should be enough to give them twenty-four hours.
